Frequently asked questions (FAQ)

Como funciona

Our Magic - Token.com

Abra sua conta e faça um depósito

Quando você faz um depósito, está comprando tokens de nós. Esses tokens são chamados aUST (Anchor UST) e tem o seu valor atrelado a uma moeda estável (UST) pareada em 1:1 com o dólar americano.

Simplificando, o seu dinheiro passa a variar conforme o dólar dos Estados Unidos e você está protegido da inflação brasileira - uma das mais altas do mundo em 2021 - e tudo isso sem taxas.

Só entre 2020 e 2021, o dólar se valorizou 36,83% em relação ao real. Vale lembrar que a valorização passada não é garantia de valorização futura.

Tokenpot - token.com

Veja seu dinheiro crescer instantaneamente

Nós utilizamos a Anchor para gerar ganhos atrativos - uma plataforma descentralizada de empréstimos automáticos em criptomoedas. Em suma, ela nos fornece um retorno (com meta de lucro pré-definida) por emprestar dinheiro.

Os ganhos acontecem em tempo real e você pode ver o dinheiro crescer na tela do seu celular. Quanto mais tempo ele ficar na sua conta, mais ele irá crescer!

⚠️ Na hora de solicitar um empréstimo na Anchor, os usuários depositam uma garantia em moedas estáveis que pode ser resgatada automaticamente caso não paguem a dívida - reduzindo o risco de perda.

Magic Cat - Token.com

Saque quando quiser, em reais e sem custo

Você pode solicitar o resgate do seu dinheiro direto pelo app, sem taxas ou custo de transação.

O dinheiro cairá na sua conta em até 2 dias úteis após solicitar o resgate - é o tempo máximo necessário para processarmos a operação, mas costuma demorar bem menos.

Com a token.com, você tem acesso aos ganhos das finanças descentralizadas de forma fácil e segura - seja para guardar a reserva de emergência ou crescer o seu patrimônio.

Solicitar acesso antecipado
Não fique para trás! Diversifique seus investimentos e tenha ganhos incríveis com baixa volatilidade.
Não fique para trás! Diversifique seus investimentos e
tenha ganhos incríveis com baixa volatilidade.

About us

What is token.com?
token.com is a cryptocurrency investment app. We use a digital wallet and peg deposited funds to the US dollar, then leverage decentralised finance to earn yield for our users. We pay out an estimated return of 12% per year. token.com is designed to make it easy to deposit money and earn a stable return.

token.com is an investment app for getting exposure to the cryptocurrency-powered token economy. We use a digital wallet and peg deposited funds to the US dollar, then leverage decentralised finance to earn yield for our users. We pay out an estimated return of 12% per year. token.com is designed to make it easy to deposit money and earn a stable return.
Who created token.com?
token.com was founded by Mel Gelderman and David Hoggard, two veterans of the cryptocurrency space and the brains behind the popular Ethereum-based wallet Monolith. token.com is part of the Monolith Group, which is best known for pioneering one of the first mobile Ethereum wallets and embracing decentralised finance early on.

Monolith created the world’s first decentralised Visa card and has launched in over 30 countries across Europe. Based in London, the company participated in the Financial Conduct Authority’s regulatory sandbox and has been audited by Moore Global. Our team has years of experience in groundbreaking technology and is deeply immersed in the cryptocurrency space. Check us out via Linkedin.
OK, so you don’t charge any fees. What’s in it for you?
token.com takes a small cut of the returns generated from depositing funds in DeFi. You take the majority of the interest through our stable 12% rate.

Finanças descentralizadas

How do you peg deposits to the US dollar?
We use a stable currency (or “stablecoin”) called TerraUSD (or “UST”) that tracks the price of the US dollar. As the name implies a stablecoin is a type of crypto asset that is designed to stay stable. Unlike Bitcoin and other digital currencies, it is not prone to price volatility, so it always holds its value. As UST follows the price of the US dollar, 1 UST always equals roughly 1 USD.
12% annualized returns seems high. How does token.com generate interest?
We leverage decentralised finance to generate attractive yields for our users. We provide an easy way to access the Anchor Protocol, the top decentralised finance application on the Terra blockchain. Anchor pays interest to users who lend out stablecoins to other users.

On Anchor, borrowers must provide collateral with a higher value than their loan. That way, if they default, the collateral covers the loan and reduces the risk for stablecoin depositors.
Is the 12% interest rate guaranteed?
We are committed to offering a stable return rate. We will inform you in advance if there are any changes to our expected interest rates. Remember that there’s no grace period for your deposits – you can withdraw your funds at any time.

Depósito, Saques e Transferência

What are the advantages to using Anchor through token.com?
We offer a simple and fun experience that makes DeFi more accessible to everyone. With our wallet, you can deposit just one TED and start watching your money grow. There’s no quote, transfer requirement, or extra costs. You can deposit as little or as much as you like and request to withdraw your funds to your bank account at any time. Soon, you’ll be able to buy other tokens directly through the app.
Is there a minimum or maximum deposit amount?
There’s no minimum or maximum deposit requirement ​​– you can start with as little or as much as you like.
For now, we only accept TED for account deposits (we’ll also soon add PIX as a transfer method).
If you want to deposit $10,000 or more, for legal reasons, we will need to see additional documents such as an Income Tax Return form.
Can I transfer funds from MetaMask or another crypto wallet?
It is currently not possible to send funds from MetaMask or another wallet. Deposits are only supported in reais for now.
OK, I’m ready to make a deposit. When will I start earning from my money?
Your money will start to grow as soon as we receive your deposit. You can watch it grow in real time on your app homepage.
When can I withdraw my funds?
There’s no grace period – you can redeem your funds whenever you want.
How do I withdraw my funds?
To withdraw your funds, go to the withdraw screen in the app, enter the amount you want to take out, select your bank account, and hit confirm. That’s it – your funds will arrive within a maximum of two business days.
Do I need to pay a fee to make a withdrawal?
No, it’s completely free to make a withdrawal. No, there are no charges to withdraw funds.
How does the KYC process work?
Our KYC process is a requirement that helps verify your identity and make necessary checks to prevent money laundering and terrorist financing. You don’t need to upload any documents: just enter your full name, date of birth, CPF (Individual Taxpayer Registration), and nationality.
On some occasions, we may request additional details if further checks are required. Check out our Terms & Conditions and Privacy Policy for more information on how our company handles your data.

Legal

Riscos

Perguntas frequentes
Background - Token.com

TOKEN.COM SERVIÇOS DIGITAIS LTDACNPJ 43.533.362/0001-50
O produto token.com não é valor mobiliário e não é regulado pela CVM (Comissão de Valores Mobiliários)
Esta não é uma Oferta Pública

TOKEN.COM SERVIÇOS DIGITAIS LTDACNPJ 43.533.362/0001-50